A PUBLIC INSURANCE ADJUSTER WHO ADVOCATES FOR YOU
Martin R. McDonough
Maine Public Adjuster
State of Maine Liscense # ADR357508
Phone: 207-447-8518
MAKE NO MISTAKE…
No matter how polite and sympathetic they may be, insurance adjusters who come to access your loss is there to represent your insurance company. Adjusters are under no obligation to explain your rights under the terms and conditions of your policy and are well trained to protect the interest of their employer, your insurance company. Allegiance to the company that hired them can place your best interest in direct conflict with their job.
The professional you need is the one who is working for you. If you ever hired an attorney to represent you in court, called on a qualified mechanic when your car needed repair, or used a certified public accountant to prepare your taxes, you understand why you need someone on your side when dealing with your insurance company.
MAKING THE RIGHT DECISION IS KEY
The decisions you make at the time of an insurance loss can seriously impact your family, you business and your financial future. Now is the time to be proactive, not reactive. Making the right decision can mean the difference between taking a chance and protecting everything you’ve worked for.
WHAT CAN WE DO?
Even the most sophisticated and knowledgeable home or business owner needs professional advice when faced with an insurance policy and interpreting the extent of your coverage under specific circumstances is time-consuming, difficult and often confusing. Combine that with concerns resulting from the loss: relocation, the ability to keep your business and family going, replacing lost items; it adds up to highly stressful situation. You need someone to relieve you of the insurance-related burdens and let you concentrate on building your home or business.
WHY DO I NEED MAINE PUBLIC ADJUSTER?
When the insurance company’s adjuster meets with you after a loss, he or she is not obligated to explain all the terms and conditions of your policy. Maine Public Adjuster will go over the policy with you and answer any questions you may have. Maine Public Adjuster will make you aware of potential pitfalls and will take the essential steps to avoid them.
Maine Public Adjuster will guide you through the necessary preparation and presentation of your claim. Complete building estimates, statements, and complete inventory of damaged items will be major components in determining the amount of your claim completed properly and settled as quickly as possible.
Adamantly Negotiate
Maine Public Adjuster will represent your priorities in all discussions with the insurance company and their experts. When necessary he will intercede to establish a temporary place for you to live or relocate your business.
Why Maine Public Adjuster?
When you submit a claim, you have to deal with a very experienced insurance company adjuster who is thoroughly trained in all aspects of minimizing your damage. Keep in mind that it is the homeowner’s responsibility to point out the damage, not the insurance company’s adjuster’s job. Company adjusters minimize your damage by encouraging cost savings methods.
Maine Public Adjuster is your best line of defense. Don’t accept less than what you are entitled to! Maine Public Adjuster will get you the highest possible settlement for all your insurance claims. Whether your property is residential, commercial, or a vacation property, Maine Public Adjuster will negotiate the maximum settlement possible.
